Senior Specialist in Corporate and MSME Credit Assessment

Job responsibilities

• • Review of commercial loans analyses conducted by business units and verification of compliance with internal policies and procedures
  • Review of analyses and verification of compliance with internal policies and procedures
  • Provision of professional support to the relevant business unit in the preparation and analysis of credit applications
  • Identification and assessment of business loan risks, setting conditions aimed at managing the identified risks, and providing conclusions
  • Participation in the development of internal regulatory documents governing commercial lending, submission of proposals, and implementation of amendments to existing internal regulations
  • Development and enhancement of the internal credit scoring system for legal entities
  • Assessment of risks related to the introduction of new credit products
  • Preparation of periodic reports on the quality of the credit portfolio

Necessary requirements

• • Higher education in economics, finance, risk management, or related fields
  • 5+ years of work experience in the banking sector, particularly in medium and large business lending and/or business risk management
  • Excellent knowledge of the business lending process
  • Experience and strong knowledge in preparing, reading, and analyzing companies’ financial statements
  • Advanced proficiency in MS Office, particularly Excel
  • Knowledge of banking operations and banking legislation
  • Excellent knowledge of credit risk assessment methods
  • Good command of Russian and English