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Individuals

Loans

Consumer loans

Loans to cover personal and family consumption expenses

Rates

from 9%

Sum

to 100 mln ֏

Term

to 10 years

Mortgage loans

Loans for the purchase and renovation of real estate

Rates

from 7,5%

Sum

to 950 mln ֏

Term

to 20 years

Tarrifs

Tariffs for credit transactions related to loans

User instruction for the calculation of actual interest rate

Factors of satisfying or rejecting a customer loan application

Companies cooperating with the Bank for assessment and insurance of property to be pledged with the Bank

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Fee schedule applicable for services rendered by appraisal companies

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Fee schedule applicable for services rendered by insurance companies

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List of companies collaborating within the framework of consumer loans

Additional Information

Warning

For failure to repay the loan and interests when due, any pledged and other property (house, car, etc.) may be confiscated in the manner prescribed by law, while the information on the borrower shall be filed with credit register. In case the borrower fails to fulfil its loan commitments, where the collateral is insufficient to discharge liabilities on the account of the collateral, such loan commitments may be repaid on the account of other property of the borrower.

Announcement

In case of consumer loans, before entering into a loan agreement the Bank shall provide an Individual Sheet subject to the Central Bank of Armenia Regulation 8/05 “On the Procedure, Terms, Forms and Minimum Requirements for Communication Between Bank and Depositors, Creditor and Consumer”.

Important

Interests on loans are charged based on the nominal interest rate. The actual annual interest rate shows the cost of credit upon repayment of interests and making other payments in due terms and amounts.

Subject to amendment made to Law on Currency Regulation and Currency Control, the interest amounts accrued on foreign currency loans and deposits, which “AMIO BANK” CJSC has issued or attracted since December 2, 2017, may at your option be repaid in the same currency in which they have been issued or attracted.

In case of foreign currency loans, changes in exchange rates may have effect on the repayment of loan.

Your financial directory

Updated 10.08.2023 16:14

+374 10 59 20 20

Head Office: 48 Nalbandyan st., Yerevan, 0010, RA

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In case of any inconsistency between the information published in Russian and English, you need to be guided by Armenian version.
"AMIO BANK" CJSC is not liable for the accuracy of the content of any linked websites, as well as for the advertisements and possible consequences resulted from the use of information provided on the linked websites by the third parties.
Neither is "AMIO BANK" CJSC liable for the accuracy of the content of information linked on the websites of third parties about the terms and fee schedule for the services rendered by the Bank.

© 2024 "AMIO BANK" CJSC
License of the Central Bank of Armenia #40 issued on 10.12.1991
AMIO BANK is the legal successor of ARMBUSINESSBANK.

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The Bank is supervised by the Central Bank of Armenia