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Deposits

Term and demand deposits of individual customers

Information Leaflet on “Beneficial” Term Deposit - AMD

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Information Leaflet on “Beneficial” Term Deposit - USD

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Information Leaflet on “Beneficial” Term Deposit - EUR

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Information Leaflet on “Beneficial” Term Deposit - RUB

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Term deposit “Baby”

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Term deposit “Accumulative”

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The following are the guaranteed amounts of deposits

  • In the event that a depositor holds in the bank a bank deposit only in Armenian drams, the rate o insured funds is 16 million Armenian drams
  • In the event that a depositor holds in the bank a bank deposit only in foreign currency, the rate of insured funds is 7 million Armenian drams
  • In the event that a depositor holds in the bank deposits both in Armenian drams and in foreign currency, and the amount of the bank deposit in AMD is in excess of 7 million drams, only the bank deposit in AMD shall be secured- in 16 million AMD
  • In the event where a depositor has dram and foreign currency denominated deposits in the insolvent bank, and the amount of dram denominated deposit is less than 7 million Armenian drams, dram denominated bank deposit is subject to guarantee in full, and foreign currency denominated bank deposit is subject to refund in the amount equal to difference between 7 million Armenian drams and the reimbursed dram denominated bank deposit

Important note

Where after contractual time the depositor does not require to pay the amount of a term deposit or after the occurrence of circumstances specified under agreement the depositor does not require to repay the deposit amount lodged on other terms and conditions, the agreement shall be deemed to have been prolonged on the terms of a demand deposit, unless otherwise stipulated by the contract.
The bank may not unilaterally reduce the interest rate defined by the agreement of bank deposit that a citizen lodged intending to receive back after certain period of time or occurrence of circumstances stipulated in the agreement, unless otherwise provided by law.

The refund in the banks of the Republic of Armenia of bank deposits attracted from individuals (sole entrepreneurs alike) is guaranteed by Armenian Deposit Guarantee Fund.

Attention

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Your financial directory

Updated 10.08.2023 16:14

+374 10 59 20 20

Head Office: 48 Nalbandyan st., Yerevan, 0010, RA

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In case of any inconsistency between the information published in Russian and English, you need to be guided by Armenian version.
"AMIO BANK" CJSC is not liable for the accuracy of the content of any linked websites, as well as for the advertisements and possible consequences resulted from the use of information provided on the linked websites by the third parties.
Neither is "AMIO BANK" CJSC liable for the accuracy of the content of information linked on the websites of third parties about the terms and fee schedule for the services rendered by the Bank.

© 2024 "AMIO BANK" CJSC
License of the Central Bank of Armenia #40 issued on 10.12.1991
AMIO BANK is the legal successor of ARMBUSINESSBANK.

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The Bank is supervised by the Central Bank of Armenia